Fixed-payment estimate
This calculator assumes a fixed interest rate and equal monthly payments for the life of the loan.
Free Financial Calculator
Understand a loan before you commit.
Estimate monthly payments, total interest, and payoff timing for personal loans, auto loans, and other fixed-rate installment loans.
Payoff time—
Interest saved with extra$0
Total principal$0
Total interest$0
Total paid$0
Add an extra monthly payment to see how much time and interest it could save.
Test extra payments
Even a modest additional payment can reduce the principal faster, shortening the payoff period and lowering interest.
Check your lender terms
Origination fees, prepayment penalties, variable rates, and payment timing can change the real cost of a loan.